Two weeks ago I determined to cancel my two Aflac policies. One is for short-term disability; the other is for accidents.
I faxed the request to Aflac and got a response that the soonest the policies could be cancelled would be January 1.
I was a little disgruntled, but finally thought, "So be it." I've had money deducted from my paycheck for seven years and only put in a claim twice, so several more weeks wouldn't make much difference.
Yesterday I hyperextended my knee and went to the ER. A strain of the posterior ligaments. So long as I don't put any weight on it (crutches . . . ahhhhh...) it isn't more than a "1" or "2" on the pain scale.
See how everything works out the way it should?
From the accident policy, I'll get fifty bucks for having gone to the ER, and a few dollars for the follow up visit.
If Aflac had cancelled the policy immediately, I would be kicking myself despite the pain of the motion.
No dice on the short-term disability . . . I won't be out of work long enough to qualify . . . but hey, y'can't have everything. Where would you put it?