Two weeks ago I determined to cancel my two Aflac policies. One is for short-term disability; the other is for accidents.
I faxed the request to Aflac and got a response that the soonest the policies could be cancelled would be January 1.
I was a little disgruntled, but finally thought, "So be it." I've had money deducted from my paycheck for seven years and only put in a claim twice, so several more weeks wouldn't make much difference.
Yesterday I hyperextended my knee and went to the ER. A strain of the posterior ligaments. So long as I don't put any weight on it (crutches . . . ahhhhh...) it isn't more than a "1" or "2" on the pain scale.
See how everything works out the way it should?
From the accident policy, I'll get fifty bucks for having gone to the ER, and a few dollars for the follow up visit.
If Aflac had cancelled the policy immediately, I would be kicking myself despite the pain of the motion.
No dice on the short-term disability . . . I won't be out of work long enough to qualify . . . but hey, y'can't have everything. Where would you put it?
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8 comments:
You are so lucky June, but then, I guess that depends on how you look at it. Sorry for the accident and pain.
I found your blog thru Mary (Travelling Hammer) and am enjoying looking thru your posts. So sorry about your knee. Funny how things work out sometimes. Hope you get better soon.
Thanks for the sympathy, Wanda. I'm improving almost hourly.
Mildred, thank you for coming by and saying hello!
I drew some money out of one of my life policies once and put on a new roof. I don't need all the extra money in the life insurance policy when I am dead so I figured I might as well use it now did use some of it that had accumulated.
Ouch! I hope the pain goes away quickly so you can do a happy dance when you get your premium refund cheque in January. Where would I put it? Right now I have a major debt looming for work on my condo building....sad, but true. I'd put it toward bills. Ugh!
Isn't it amazing how things work out for the best sometimes? I am sorry you must endure the pain to find this out though. Hope it heals very soon.
Is that a painting of yours at the top of your post?
Mr. Lincoln, that strikes me as a worthy use of accumulated money. It'll be worth more on your roof than anywhere else!
Carolynn...believe it or not I do a happy dance every day when I realize that it hurts less than it did the day before. Maybe nobody else can see me dancing, but I'm dancing!
Bernie...oh no...I can't paint. That's a find from a Google images search for "optimism." I don't think there was any attribution...it was on another blog somewhere. Kinda neat, though, isn't it?
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